Riddle- How do you get more people into college when not all of them should be there? Unfortunately, that is the state of education in America. You need a degree to get a “real” job, which means that a lot of people who shouldn’t be in college actually end up there- and Sallie Mae (Student Loan GSE facility) is happy to loan them the money. After graduation, you get a job and can spend the next two decades paying it off. But wait a second- who says you get a job right away out of college (current dilemma)?